HOUSEHOLDS’ EXPENDITURES. CASE OF ROMANIA

Abstract

The population’s expenditures, incomes and loans in Romania have increased during the last decade. These trends reveal a direct relationship between the named variable and a possible influence of the loans on the households’expenditures that exceed the influence of incomes. The research results reveal a strong correlation between incomes and expenditures, but also the population’s propensity to save. Based on regression analysis we concluded that the additional effect of loans on the expenditures could not be considered statisticaly significant.